Other Investment Services
We aim to create financial awareness and provide educational guidance related to various investment avenues and financial instruments that may support individuals, families, professionals and business owners in understanding diversification, long-term financial planning and goal-based investment approaches.
Alternative & Additional Investment Solutions
Different investment products may suit different financial objectives, liquidity requirements, risk appetite and investment horizons. Awareness before investment decision-making is extremely important.
Fixed Deposits (FD)
Awareness and facilitation support related to fixed income-oriented deposit solutions that may help individuals manage short-term or medium-term financial stability and capital preservation objectives.
Corporate Fixed Deposits
Educational support regarding corporate deposit products offered by eligible institutions, helping investors understand risk-return balance, tenure options and diversification opportunities.
NCD – Non Convertible Debentures
Awareness-related information regarding fixed income market-linked instruments that may provide periodic income opportunities subject to issuer risk, market conditions and applicable regulations.
REIT – Real Estate Investment Trusts
Educational guidance regarding investment structures that allow participation in real estate related assets through market-linked investment platforms without direct property ownership.
InvIT – Infrastructure Investment Trusts
Awareness-oriented information regarding infrastructure-linked investment structures related to sectors such as roads, power, telecom and utilities.
NPS – National Pension System
Retirement-focused awareness and long-term pension planning related educational guidance aimed at helping individuals understand disciplined retirement corpus creation.
SIF – Specialised Investment Funds
Awareness regarding specialized investment-oriented structures designed for specific investment strategies, asset allocation approaches or financial objectives depending upon regulatory framework and suitability.
AIF – Alternative Investment Funds
Educational information related to professionally managed alternative investment categories that may include private equity, venture capital, structured investments or alternative asset exposure.
PMS – Portfolio Management Services
Awareness-oriented understanding regarding professionally managed customized portfolio strategies designed according to investor profile, objectives and market participation approach.
Bonds & Debt Instruments
Educational support related to fixed-income securities, government bonds and debt-oriented investment instruments aimed at helping users understand diversification and income planning concepts.
Gift Investment Planning
Awareness-oriented guidance related to financial gifting concepts – Gift SIP, child future gift planning, family wealth gifting, goal-based gift investments and festival/occasion based financial gifting awareness.
NRI Financial & Investment Services
Educational and facilitation support for NRIs – mutual fund investments, NRI SIP, NRE/NRO banking awareness, demat account assistance, repatriation basics and India-based long-term wealth planning awareness.
Understand Key Differences
| Feature | Bank FD | Corporate FD | NCD | REIT | NPS |
|---|---|---|---|---|---|
| Risk Level | Low | Moderate | Moderate to High | Moderate-High | Moderate (market-linked) |
| Liquidity | Low (premature penalty) | Low | Listed, tradable | Listed on exchanges | Low (locked till retirement) |
| Returns | Fixed ~6-7% | Fixed ~7-9% | Fixed coupon ~8-11% | Dividend + capital gains | Market-linked (equity/debt) |
| Tax Treatment | Interest taxed as per slab | Same as FD | Taxed as per slab (capital gains if sold) | Dividend taxable, LTCG | Partial tax free on withdrawal |
| Ideal Horizon | 6 months – 10 years | 1 – 5 years | 3 – 10 years | 5+ years | Until retirement |
Clearing Common Doubts
Download Investment Awareness Guide
A simple PDF explaining basics of alternative investments, risk factors and due diligence.
Download PDF (Mock)Related Articles & Insights
Understanding REITs: A beginner’s guide
Learn how Real Estate Investment Trusts work and what to check before investing.
Read more →NPS vs Mutual Funds – Which is better for retirement?
Comparison of tax benefits, returns, and flexibility.
Read more →Corporate FD vs Bank FD – Risk & Return Analysis
What extra yield justifies the additional risk?
Read more →Important Disclaimer
“Investment products are subject to market risks, issuer risks and applicable regulations. Investors are advised to understand product-related documents, suitability and associated risks carefully before making investment decisions. Past performance does not guarantee future returns. The information provided on this page is for educational and awareness purposes only and should not be construed as investment advice. We do not promise any assured returns, capital protection or market-beating performance.”
Pravin V. Buge | AMFI Registered MFD | ARN: 348407 | IRDAI: 53878G
